You Still Have Options — Let's Talk About What's Possible
If your home has been listed for sheriff sale in Cape May County, you're likely experiencing a whirlwind of emotions — stress, uncertainty, perhaps even fear about what comes next. These feelings are completely normal, and you're not alone in this situation. Many homeowners facing foreclosure feel overwhelmed by legal notices, confusing timelines, and the weight of difficult decisions ahead.
I'm Kiersten Vogt, a Realtor and Investor with eXp Realty serving Cape May County, New Jersey. For years, I've worked alongside homeowners who find themselves in challenging circumstances, helping them navigate the foreclosure process with clarity, compassion, and practical solutions. My approach is straightforward: I'm here to help you understand your situation fully and explore every available option — not to add pressure during an already stressful time.
Here's what's important to know right now: even if the auction date is approaching, you may still have time to take meaningful action. The foreclosure process isn't always as final as it seems, and there are often pathways forward that homeowners don't realize exist until someone takes the time to explain them.
Delay or Pause the Sale
Legal options may exist to postpone the auction date, giving you breathing room to explore alternatives and make informed decisions.
Explore Your Alternatives
From loan modifications to short sales, there are multiple paths you might not have considered yet that could change your outcome.
Protect Your Future
Making informed decisions now can help you avoid long-term financial consequences and preserve your options going forward.
The most important thing you can do right now is gather accurate information about your specific situation. Every foreclosure case is unique, with different timelines, circumstances, and available solutions. What works for one homeowner may not be the right fit for another — and that's exactly why a personalized conversation matters so much.
My Goal: Help You Understand Your Options — Not Pressure You
Let me be clear from the start: I'm not here to pressure you into selling your home. That's not how I work, and it's not what you need right now. What you need is someone who will take the time to truly understand your situation, listen to your concerns, and help you see the full picture of what's possible.
My role is to be your advocate and guide through this challenging time. Every family's circumstances are different. Your priorities, your timeline, your financial situation — these are all unique to you, and they deserve personalized attention and care.
When we talk, we'll work together to review your current situation thoroughly and explore all the paths that might be available to you. This isn't about pushing a predetermined solution — it's about uncovering opportunities you may not have known existed and helping you make decisions that align with your goals and values.
Stay in Your Home If Possible
We'll explore every option for keeping your home, including loan modification programs, repayment plans, and other foreclosure prevention strategies that might be available to you.
Avoid Foreclosure on Your Record
A foreclosure can impact your credit and future housing options for years. We'll discuss alternatives like short sales or deed-in-lieu arrangements that may help you exit more gracefully.
Transition Smoothly With a Plan
If moving becomes necessary, we'll create a structured timeline that gives you control over when and how you transition, rather than being forced out suddenly.
💬Every conversation is completely confidential and comes with zero obligation. You're not committing to anything by talking with me — you're simply gathering information to make the best decision for your family. There's no cost, no contract, and no pressure. Just honest guidance from someone who understands what you're going through.
I understand that reaching out feels like a big step, especially when you're dealing with so much uncertainty. But knowledge is power in these situations. The more you understand about your options, the more control you have over what happens next. And having someone in your corner who knows the foreclosure process inside and out can make all the difference between feeling helpless and feeling empowered to take action.
Whether you ultimately decide to sell, pursue a loan modification, or explore another path entirely, my commitment is to ensure you have all the information you need to make that choice confidently. Your future matters, and you deserve to make decisions based on complete, accurate information — not fear or pressure.
When you're facing foreclosure, you need more than just any real estate agent — you need someone who truly understands the local market, the specific laws and processes in New Jersey, and the unique challenges that Cape May County homeowners face. That's exactly what I bring to the table.
Local Cape May County Expertise
As both a Realtor and Investor based right here in Cape May County, I have deep knowledge of our local real estate market, property values, and seasonal dynamics that affect home sales in our coastal community. I also understand New Jersey's foreclosure laws inside and out, including the specific timelines, requirements, and legal protections available to homeowners in our state. This local expertise means I can give you accurate, relevant advice that applies directly to your situation — not generic information that might not apply here.
Honest, No-Pressure Approach
My conversations with homeowners are always focused on your goals, not mine. I take the time to listen to what matters most to you — whether that's staying in your home, protecting your credit, ensuring your children can finish the school year, or simply understanding your options without feeling rushed. You'll never feel pushed toward a solution that doesn't feel right for your family. My job is to provide clarity and support, not to add pressure during an already stressful time.
Real Solutions for Real Situations
Over the years, I've helped numerous homeowners navigate challenging foreclosure situations. Each case taught me something new about creative problem-solving and finding paths forward that homeowners didn't initially see. I bring this experience to every conversation, combining practical real estate knowledge with investment expertise to identify solutions that others might miss. Whether it's negotiating with lenders, timing a sale strategically, or exploring alternative arrangements, I've seen what works and what doesn't.
Backed by eXp Realty
I'm proud to work with eXp Realty, a trusted nationwide brokerage known for its innovative approach and commitment to client success. This affiliation gives me access to extensive resources, technology, and a network of professionals who can support your situation if needed. You get the personal attention of a local expert combined with the backing and credibility of a major national company — the best of both worlds.
What Sets Me Apart
In Cape May County's unique real estate market, you need someone who understands both the opportunities and challenges our area presents. From seasonal market fluctuations to the specific concerns of coastal property owners, I've seen it all.
More importantly, I've helped homeowners like you find their way through difficult situations and come out the other side with their dignity intact and their futures protected.
My approach is built on three principles: honesty, expertise, and compassion. You deserve someone who will tell you the truth about your situation, who has the knowledge to guide you effectively, and who genuinely cares about helping you find the best possible outcome. That's who I am, and that's what I promise to bring to every conversation.
What Happens When We Talk? A Simple, Supportive Process
I know that reaching out for help can feel intimidating, especially when you're dealing with something as overwhelming as foreclosure. You might be wondering what a conversation with me will actually look like — will it be awkward, will you be put on the spot, will you have to make immediate decisions? Let me walk you through exactly what to expect, so you can feel comfortable taking this important first step.
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Step 1: Confidential Conversation
We'll start with a completely private, judgment-free discussion where I simply listen. You'll have the space to share your story, explain what led to this situation, and express your concerns and hopes. There's no judgment here — I've worked with homeowners from all walks of life facing various circumstances. My job is to understand your unique situation: how far along you are in the foreclosure process, what your financial picture looks like, what your priorities are, and what outcome you'd prefer if you could choose. This conversation is entirely about you, and everything you share remains completely confidential.
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Step 2: Explore Realistic Next Steps
Once I have a clear picture of where you stand, we'll work together to identify and evaluate your available options. I'll explain what's realistically possible given your specific timeline, circumstances, and goals. This might include exploring loan modification possibilities, discussing short sale options, reviewing the potential for postponing the sale date, or considering other creative solutions that might apply to your case. I'll be honest with you about what's achievable and what isn't — you'll never get sugar-coated promises or unrealistic expectations from me. Instead, you'll get a clear-eyed assessment of your situation and a roadmap of potential paths forward.
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Step 3: You Stay in Control
Here's what's most important: every decision remains entirely yours to make. I'm here to provide information, guidance, and support — not to make choices for you or push you in any particular direction. After our conversation, you'll have time to think things over, discuss options with your family, and decide what feels right for you. There's no pressure to commit to anything during our call, and there's no obligation to work with me afterward. My goal is simply to ensure you have the knowledge and clarity you need to make the best decision for your family's future. If you decide to move forward with one of the options we discussed, I'll be here to help guide you through the process step by step.
"The hardest part is picking up the phone. But once you do, you'll realize you're not facing this alone anymore. Knowledge is power, and having someone who understands the process in your corner changes everything."
No Cost
My consultation is completely free. You won't be charged anything for my time or advice.
No Commitment
You're not signing anything or agreeing to work with me by having a conversation.
No Judgment
Life happens. I'm here to help, not to judge your circumstances or decisions.
Many homeowners tell me they wish they'd reached out sooner. The earlier we can talk, the more options you typically have available. But even if the auction date is close, it's not too late to explore what might still be possible. Every day matters, and taking action today — even if it's just gathering information — is better than waiting and hoping things will resolve themselves.
You deserve to understand your situation fully and to make informed decisions about your home and your future. Let's have that conversation and see what we can discover together about your available options.
Take the First Step — Let's Find Out What's Still Possible
You've read this far, which tells me you're ready to take control of your situation rather than letting it control you. That's a powerful first step, and I want to acknowledge the courage it takes to even consider reaching out for help during such a challenging time.
You don't have to face this alone. You don't have to figure out the complex foreclosure process by yourself or make life-changing decisions without guidance. I'm here, ready to listen, to explain your options clearly, and to help you chart a path forward that protects your interests and your future.
The clock may be ticking, but there's still time to explore what's possible. Every situation is different, and until we talk, we won't know what opportunities might be available specifically to you. What I can promise is that you'll walk away from our conversation with more clarity, more information, and more confidence about how to move forward.
Call or Text Me Directly
215-906-7047
Available to talk when it works for your schedule. Don't hesitate to reach out — this is what I'm here for.
If you prefer to schedule a specific time that works for you, you can also book a confidential call at your convenience using the button below. Either way works perfectly — whatever feels most comfortable for you is the right choice.
Even if your auction date is approaching quickly, options may still exist. The sooner we talk, the more we can explore together — but don't let fear or embarrassment keep you from reaching out. Every homeowner's situation is unique, and yours deserves personalized attention and care. Take that first step today. Your future self will thank you for having the courage to seek help when you needed it most.
I look forward to speaking with you and helping you understand what's still possible for your situation. Together, we'll find the best path forward.